We have been in the factoring business since 1979, are privately held, and have a formidable track record of being FINANCIALLY STRONG. We have survived many of the economy's booms and busts and in doing so, can support you through any difficult situations you might run into. We won't fold when the times get difficult, like a handful of factoring companies regretfully have before.

Every factoring company has a preference for size, industry, and risk. It's just about impossible for you to choose which factoring company is a second to none fit for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the right fit for your business - it could be us or another factoring company.

We have a vast A-List of factoring industry counterparts, these close relationships were built over 20+ years in the business. So, when you take the time to run through your needs to us, we have all the confidence in the world that you will find exactly what you need..

Most factoring businesses let you select and choose your customers that you would like to factor. Except a handful of them usually require a minimum dollar amount before they'll do business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is sort of like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will force you into factoring when you don't require it.

Most factoring businesses fees are contorted. It is baffling why they do this. Be rest assured, We will not treat you this way.  We are unconditionally upfront about our fees. When you apply, you are given a transparent, no obligation rate offer with the fee for your company. Good luck finding another factoring company, if any, that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few factoring businesses are funded by Wall Sreet venture capitalists. We are a privately held company and don't take marching orders from investors and boards. Like you, we are like-minded business people who know what it takes to run a business. We take the time to hear your story, learn your concerns. Based on that information we will put together a tailored solution for you. Most factoring businesses notably the Silicon Valley ones usually rely on an algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Most factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who knows your business intimately, and can assist you in ways the others just can't or don't want to be disturbed.

Don't forget the fact that the factoring company will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also keep an eye on each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to see developing negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems so to work on them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on guard for negative payment trends. This is critical to avoid unnecessary write-offs.

Our company uses first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Most other companies don’t even come close.